INSURANCE OPTIONS
We are not taking insurance at this time. Currently, we offer private pay therapy. However, I am more than happy to help you figure out if your insurance has Out of Network Benefits through Mentaya. We also will be able to provide you with monthly superbills to give to your insurance. By paying out of pocket (using private pay therapy) you are maintaining your own privacy. When insurance is used, they require you to have a diagnosis and can look at your information. Depending on your insurance, they could use a diagnosis as a "pre-existing" condition and therefore refuse coverage for certain things.
CASH/OUT OF POCKET RATE
The current out of pocket rate for a licensed therapist is $120
for a 60 minute session. The current rate for a masters, pre-licensed therapist is $95. We do have a sliding scale option based on income.
SUBMITTING TO INSURANCE
A Superbill is provided on a monthly basis for clients to submit to insurance. Any reimbursement is sent directly to the client. Please check with insurance on your plan compensation.
Many individuals hesitate to use health insurance for mental health services due to several concerns and perceived downsides. One primary issue is the stigma surrounding mental health treatment, which can lead to feelings of vulnerability and reluctance to disclose personal struggles. Additionally, the fear of being judged or labeled by insurance providers or employers can deter individuals from seeking the help they need.
Another significant concern is the potential limitations imposed by insurance plans. Coverage often comes with strict guidelines, such as requiring a specific diagnosis or limiting the number of sessions. This can create a barrier for those who may need ongoing support but find themselves restricted by their insurance policy. Furthermore, navigating the complexities of insurance paperwork and authorization processes can be overwhelming, leading to frustration and discouragement.
Confidentiality is another critical factor. Many people worry that using insurance might compromise their privacy, as claims and diagnoses may be shared with third parties. This concern can be particularly pronounced for those who prefer to keep their mental health treatment private.
Lastly, the financial implications can also be a deterrent. While insurance can help reduce costs, high copays, deductibles, or coverage limits may still leave clients facing significant out-of-pocket expenses. As a result, some individuals opt for out-of-pocket payment, seeking providers who offer a more flexible and confidential approach to mental health care. Ultimately, these factors contribute to a reluctance to use health insurance for mental health services, leading many to seek alternatives that align better with their needs and values.